engleski

THE IMPORTANCE OF INSURANCE IN TOURISM – PREMIUM INCOME FOR THE CONTINUATION OF RISK MANAGEMENT

Tourism is a very complex activity that arises from a number of different aspects of biological, sociological, demographic, economic, natural, spatial, architectural and other relevant phenomena with an increasing importance in terms of income generation and increasing participation in the social product of our country. Insurance in the context of tourism, as an economic activity, is a significant factor, since it provides clients with a sense of security when they are temporarily away from their place of permanent residence. This is exactly the aim of the paper, to show the significance of insurance protection for an increasing number of tourists and great material interests that can be endangered. Travel agencies as organizers of tourist trips have the obligation to provide their clients with appropriate services as well as protection, i.e. security. Agency provides travellers with the services anticipated by the program and contract, takes care of travellers’ rights and interests in accordance with good business practices. It is necessary to review risk management methods in tourism so that insurance protection is in line with the continuity of tourism development.

insurance, tourism, risks in tourism, income, expenditures

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