engleski

Using Health Savings Accounts as Long-Term Investment Vehicles

Health savings accounts (HSAs) have been growing in popularity since their introduction in 2004. This article develops two decision models related to HSAs: (1) the decision to invest in an HSA or outside an HSA, and (2) the decision to pay for medical expenses with HSA funds or non-HSA funds. Financial planners can apply the decision models to better determine their clients' best use of HSAs.

health savings accounts; decision models; medical expenses; financial planners

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