engleski

Basel II and its Impact on EU Economy

By redifining how banks worldwide calculate regulatory capital and report compliance to regulators and the public, Basel II is intended to improve safety and soundness in the financial system by placing increased emphasis on bank´s own internal control and risk management processes and models, the supervisory review process, and market discipline. Thus, over time, it presents banks with the opportunity to gain competitive advantage by allocating capital to those processes, segments and markets that demonstrate a strong risk/return ratio. In this article the authors analyze the impact of the new Basel Capital Accord on the banks and companies in EU.

Basel II; New Accord; Risk Management; Economic Capital

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