engleski

Over-indebtedness in Croatia: situation, problems and possible solutions

There is a based assumption that over- indebtedness of the population is one of the most important determinants of social exclusion. Because of the economic recession, increased unemployment and budget problems, there has been a further deterioration of over-indebtedness, which causes further problems with social exclusion and marginalisation. The mentioned factors have an adverse impact on the social welfare and wellbeing of Croatian citizens. Following this short introduction, a section dedicated to the situation of over-indebtedness is included. The third part comprises of a discussion surrounding the problems with over- indebtedness, their causes and the realised activities for improvement. The final section comprises of conclusions and recommendations.

Over-indebtedness, Croatia, social marginalisation, social exclusion

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