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Pregled bibliografske jedinice broj: 412820

Zbornik radova

Autori: Leko, Vlado; Tuškan, Branka
Naslov: The role of reverse mortgage as an option for funding retirement
( The role of reverse mortgage as an option for funding retirement )
Izvornik: Proceedings of the 28th International Conference on Organizational Science Development - New Technologies, New Challenges, Slovenia, Portorož, 25 – 27 March 2009 / Rajkovič, Vladislav ; Ferjan, Marko ; Kern, Tomaž ; Paape, Bjorn (ur.). - Kranj : Moderna organizacija v okviru Univerze v Mariboru - Fakultete za organizacijske vede , 2009. 854-861 (ISBN: 978-961-232-229-8).
Skup: 28th International Conference on Organizational Science Development: New technologies, new challenges
Mjesto i datum: Portorož, Slovenija, 25-27.03.2009.
Ključne riječi: retirement funding; reverse mortgage
( retirement funding; reverse mortgage )
Sažetak:
Seniors looking for a way to increase their monthly cash flow or remove mortgage payments can utilize a reverse mortgage to achieve financial independence and increase cash flow for life. This industry offers a tremendous potential for growth and security to senior citizens. Many seniors which cannot get traditional loans because they do not have the income to support them, can use reverse mortgage technique in most cases as the only way in which they can get money and supplement their income. In other words, reverse mortgages provide option for funding retirement. Reverse mortgages are a sustainable consideration for seniors who are struggling to pay their bills ; they allow older consumers to safely convert the equity built up in their home into cash while maintaining ownership. This paper points out reverse mortgage as a key technique of refinancing for older people in the future and as a business opportunity of the new age. The paper will examine potential implementation and development of reverse mortgage technique on the European financial market with a special emphasis on the Croatian financial market. The paper also analyses potential problems and risks connected with reverse mortgage financing in times of crisis on financial and real estate markets.
Vrsta sudjelovanja: Predavanje
Vrsta prezentacije u zborniku: Cjeloviti rad (više od 1500 riječi)
Vrsta recenzije: Međunarodna recenzija
Projekt / tema: 067-0000000-1438
Izvorni jezik: eng
Kategorija: Znanstveni
Znanstvena područja:
Ekonomija
Upisao u CROSBI: astojanovic1@efzg.hr (astojanovic1@efzg.hr), 10. Lip. 2009. u 14:06 sati



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